How it works

How do I get a Personal Finance Loan?

Step 1: Check

We understand speed matters. The more information you can give us up front the sooner we can approve your loan. To see what you need to provide please click here.

Step 2: Apply

Fill out our online application form with your personal information and identification details. It’s quick and easy and you can apply from most devices with an internet connection.

Step 3: Authentication

You will receive an authentication code to your mobile phone by SMS text message. Enter the code online to proceed with your application.

Step 4: Provide banking information

We need to see a recent bank statement showing 90 days of your bank account history. The easiest way to do this is to get your bank statements to us using our secure automated online service – no paper required!

Step 5: Review

We review your application to make sure we’re lending you an affordable amount that will meet your needs. Please stay in touch, as there is a person not a computer processing your application it’s very likely we will want to speak to you.

Step 6: Get the Cash

When your loan is approved we ask you to finalise your agreement and then your money is sent to your bank account. Your money will be in your bank account on the next business day.